Landlord Insurance

 

Whether you hold a single rental property or manage a larger portfolio, protecting your assets — and the income they generate — is essential to maintaining stability and long-term value.

Landlord Insurance is designed to safeguard residential investments against unforeseen risks, offering protection for the property itself, associated liabilities and, where required, rental income. Structured correctly, it ensures continuity and confidence in your investment strategy.

Why Consider Landlord Insurance?

Letting property introduces a distinct set of risks beyond standard home ownership. Appropriate cover ensures that, should the unexpected occur, disruption is minimised and your position as a landlord remains protected.

It provides:

  • Property Protection - Cover for the physical structure of the building against insured events
  • Liability Assurance - Protection against legal liability arising from tenant or third-party injury
  • Income Stability - Optional cover for loss of rent following insured damage

At Overcombe Financial, we recognise that no two landlords — or properties — are alike. From individual buy-to-let homes to complex portfolios, we arrange tailored cover that reflects your investment, tenancy arrangements and long-term objectives.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

THE FINANCIAL CONDUCT AUTHORITY DOES NOT REGULATE SOME FORMS OF BUY TO LET. THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME/PROPERTY

There may be a fee for mortgage advice. The precise amount of the fee will depend upon your circumstances but will range from £150 to £999 and this will be discussed and agreed with you at the earliest opportunity.​

The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at consumers based in the UK.​

Overcombe Financial is a trading style of Cox & Flight Financial Solutions Ltd and is an appointed representative of HL Partnership Limited which is authorised and regulated by the Financial Conduct Authority​

Cox & Flight Financial Solutions Ltd registered in England and Wales with company number 13246868. Registered Office: 1a Towergate, Guisley, Leeds, LS20 9JB.

Privacy Policy  Cookies Policy  Complaints Procedure

©2026 Overcombe Financial - All rights reserved

We need your consent to load the translations

We use a third-party service to translate the website content that may collect data about your activity. Please review the details in the privacy policy and accept the service to view the translations.